EL Nino May Blow a Hole in Your Insurance Policy

Monday, December 21, 2015 | 11:28 pm

El Niño is blowing on a steady path towards us. If you own a home it is vital that you are covered for potential damage El Niño may bring to your home. Take the time to evaluate your insurance policies now, before El Niño comes and points out gaps in your coverage.

Currently, the chances of El Niño coming to California are 95%. Southern California yards are in desperate needs of water but when water comes so fast and furious it can easily cause flooding and mud slides. Falling trees, flooding and mud slides can all cause damage to your home.

Do you have flood coverage? That is the important question. Most home insurance policies do not automatically come with flood protection. Check with your insurance agent and if you do not have flood coverage you may want to add it before it’s too late.

If you do not have homeowner’s insurance it is a very wise decision to invest. Strong winds can create potential hazards like falling tree branches and power lines. Now is the time to be prepared and ensure your home is insured.

If you are looking for an agent you may want to visit Bill Stewart of Farmers Insurance for information at 1030 Foothill Blvd, La Cañada Flintridge. Call (818) 790­-3700 or visit www.billstewartins.com for more information.

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