Everything You Need to Know About Small Business Insurance

Sunday, June 26, 2016 | 1:11 am

When you work for a big company you take for granted sometimes all of the details the company figures out for you. When you become a small business owner you quickly become aware of all the details that you need to pay attention to. One of the items you need to pay strict attention to is having the right insurance for your small business.

If you own or rent a space to run your business out of you will need either Renter’s Insurance or Commercial Property Insurance. This can protect you from the mayhem caused by fire, wind, and hail. It can also protect you from vandalism and looting. If your business is making a product that you sell, such as sunglasses or picture frames, you will want to invest in Product Liability Insurance. This can protect you in case your product causes harm or injury.

General Liability Insurance is a safe bet for all small business owners. It can help you if you get sued by a customer over anything from neglect to misrepresentation. If you work out of your home you will want to be sure you are covered. The majority of homeowner insurance policies will not cover at home businesses. In that case, see if you can add-on small business coverage to your homeowner’s policy.

If you would like to talk to someone about your small business insurance needs you can contact Bill Stewart with Farmers Insurance.

You can visit Bill Stewart of Farmers Insurance at 1030 Foothill Blvd, La Cañada Flintridge. Call (818) 790-3700 or visit www.billstewartins.com for more information.

 

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